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Mortgage Calculators

Run your own numbers before you talk to anybody. These four cover the questions I get asked most — what a payment would be, what price range makes sense, whether a refinance is worth it, and how much equity you have to work with.

Read before you run the numbers

A calculator does arithmetic on what you type in. These guides are where the inputs come from.

A calculator can't see your whole file

These tools do arithmetic on the numbers you give them. They don't know your credit, how your income is documented, what the property is, or which of the 175+ lenders I work with would price your loan best — and those are usually what move the payment.

So use these to get oriented, then send me what you came up with. I'll tell you which parts hold up and which ones I'd change.

Ready for real numbers?

A pre-approval takes the guesswork out of all of this. It starts with an online application, and I'll walk you through exactly where you stand from there.

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